
Service Guide
Types of Funds
Loans and Investment for Business Operators
(As of April 2015)
Name of Loan/Fund | Eligibility | Uses of Loan/Fund |
---|---|---|
Industrial development loans | Companies, etc. that run businesses that contribute to the development of industry in Okinawa | Equipment funds, etc. |
Small and medium-sized enterprise loans | The following small- to mid-size businesses (Capital) (No. of employees) Building industry, manufacturing industry, 300 million or300 employees transportation industry, etc. yen orless or less Wholesale trade 100 millionor100 employees yen orless or less Retail trade, restaurants 50 million or50 employees yen orless or less Service industry 50 million or100 employees yen orless or less |
Equipment funds Long-term working capital |
Micro business loans | Persons running an independent business with an address in Okinawa and have an appropriate business plan concerning operations in Okinawa in place | Equipment funds Working capital |
Environmental health business loans | Life hygiene related businesses, including restaurants, cafes, processed meat sales businesses, processed chicken meat sales businesses, ice sales businesses, hair salon business, beauty salon businesses, hotel businesses, bathhouse businesses, and cleaning businesses | Equipment funds Working capital |
Medical service loans | Individuals or medical institutions, etc. establishing hospitals, long-term care health facilities, medical clinics, or training facilities for healthcare practitioners, etc. | Equipment funds Working capital |
Primary sector loans (agriculture, forestry, fisheries) | Persons operating agriculture (including stockbreeding), forestry or fishery businesses
Persons operating businesses involved in the processing, transport, or sale of agriculture, forestry, livestock, and marine produce |
Equipment funds Working capital |
Support fund system for startups | Persons starting new business ventures (or have just recently started such a venture), or persons operating businesses that have introduced new technology, etc. | Equipment funds Working capital |
Investment funds | Persons that run businesses that contribute to the development of industry in Okinawa through the servicing and upgrading of transport/logistics infrastructure, and telecommunications infrastructure, and through urban renewal | Funds required for business operation |
Investments for the creation of new businesses | Persons starting a new business, persons for which five years has not passed since the start of their business, and persons opening new business fields | Funds required for business operation |
Financing for Persons Acquiring/Leasing Housing
Name of Loan | Eligibility | Uses of Loan |
---|---|---|
Housing loans | Persons involved in the construction of rental housing/condominiums, etc.
Persons involved in the construction of individual housing, or purchasing said housing, and persons renovating housing |
Funds required for housing construction, etc. |
Financing for Persons Requiring Educational Funding, etc.
Name of Loan | Eligibility | Uses of Loan |
---|---|---|
Educational loans | Parents and guardians of persons entering, or enrolled in high school, university, etc.(The subject person him/herself may also use said funds under certain circumstances) | Funds required to enter or attend school |
Pension-secured loans | Persons receiving pension, mutual aid pension, etc. payments | Business fund, consumption fund |